Certification CFCS Exam Cost | CFCS Test Braindumps
Certification CFCS Exam Cost | CFCS Test Braindumps
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ACFCS Financial Crime Specialist Sample Questions (Q10-Q15):
NEW QUESTION # 10
Recently your database of customer records was compromised and hundreds of thousands of customer's personal data was stolen Based on the feedback from your customers you have surmised that the following occurred.
* Using the stolen customer information a personalized email was sent to all of the customers Irom the criminals with a significant amount of personal information in them to appear legitimate directing them to a fake website mimicking yours
* That fake website captured logins and passwords from customers for later use
* The criminals then used the logins and passwords to wire funds from those accounts to offshore accounts that they controlled Which type of attack is this?
- A. Key logging
- B. Login capture
- C. Spear phishing
- D. Man-in-the-middle
Answer: C
NEW QUESTION # 11
An offshore energy company is attempling to make payment to Iran for a bulk oil purchase The payment is routed through the offshore bank's New Y affiliate bank where the funds are converted to USD to be forwarded to Iranian Oil LTD, Tehran, Iran.
Which forward payment scheme is MOST likely to be used by banks to defeat the U.S. Office of Foreign Assets Control (OFAC) Sanctions?
- A. Alternate Delivery Service (ADS) - referring to an automated clearing house service to forward payment to a service provider in a non-sanctioned country for final payment to Iranian Oil LTD
- B. Intermediated Delivery Service (IDS) - forwarding funds to a non-sanctioned affiliate bank not in the US lo be forwarded to a correspondent bank account inside Iran
- C. Redirection - sending funds to an Iranian oil shell company in a non-sanctioned country and then wiring them to Iranian Oil LTD Tehran
- D. Stripping - removing the name and destination from the SWIFT messaging to mask the client's identity and location
Answer: C
NEW QUESTION # 12
Through an annual review for an insured persons government-provided health insurance claims you determine that the applicant's eligibility has been consistently and significantly overstated. Further the medical justification reveals possible duplicate procedures within a short period of time All details and documents provided by the applicant are verified to be accurate and valid.
This type of fraud is usually initiated from which involved party?
- A. No involved party, these are merely accidental errors in billing at the system level
- B. Beneficiary or claimant
- C. Health insurance company
- D. Service or health care provider
Answer: D
NEW QUESTION # 13
During a training session on OFAC compliance, an employee asks about the consequences of processing transactions involving individuals or entities designated under OFAC sanctions programs. What is the most accurate response to the employee's inquiry?
- A. Processing transactions involving individuals or entities designated under OFAC sanctions programs is permissible if conducted through offshore accounts.
- B. Processing transactions involving individuals or entities designated under OFAC sanctions programs is permissible if authorized by senior management.
- C. Processing transactions involving individuals or entities designated under OFAC sanctions programs may result in both civil and criminal penalties.
- D. Processing transactions involving individuals or entities designated under OFAC sanctions programs may result in civil penalties but not criminal charges.
Answer: C
NEW QUESTION # 14
As an internal auditor for a commercial financial institution you are reviewing fixed term loans to a commercial customer that you are convinced were used to launder proceeds of crime.
Which three situations support your suspicion of money laundering? Choose 3 answers
- A. The customer is now classified as higher credit risk and would no longer qualify for a loan
- B. Loan proceeds were partly disbursed by wire to a higher risk country with strict customer privacy laws
- C. The company's CFO is Ihe son-in-law of the Minister of Defense for a neighboring country
- D. Repayment firms were not followed and the loan was fully repaid early
Answer: B,C,D
NEW QUESTION # 15
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The Certified Production and CFCS certification is a valuable credential earned by individuals to validate their skills and competence to perform certain job tasks. Your Financial Crime Specialist CFCS Certification is usually displayed as proof that you’ve been trained, educated, and prepared to meet the specific requirement for your professional role.
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